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Legal

Terms and conditions of use

Last updated: 17/09/2026

1. Purpose

These terms govern access to and use of the 123pozicky.eu platform.

2. Access to the service

The platform is reserved for adults residing in the countries we serve. Access to the client space requires the creation of an account.

3. User account

The user is responsible for keeping their credentials confidential and for the accuracy of the information provided.

4. Credit applications

Submitting an application does not constitute acceptance. Any offer is subject to review of the application and to identity verification (KYC). Lending conditions are assessed on a case-by-case basis by the lending institution.

5. User obligations

Provide accurate information, do not impersonate anyone, do not misuse the platform.

6. Liability

The publisher’s liability is assessed in accordance with applicable Slovak law. Detailed liability limitations are being drafted and will be published on this page.

7. Governing law

These terms are governed by Slovak law. Any dispute falls within the jurisdiction of the competent courts of Prešov.

8. Amendment of the terms

123pozicky.eu may amend these terms; users are informed of any substantial change.

123pozicky.eu

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  • Personal loan
  • Mortgage loan
  • Consolidation
  • Business & self-employed

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