Any adult residing in one of the countries we serve across Europe and the Americas, as well as self-employed workers and companies registered there.

A decision in principle is given within 24 to 48 business hours of receiving a complete application.

Identity document, proof of address and proof of income. For businesses: register extract, accounts and business statements.

The “from” rates are indicative. The final rate depends on your profile and appears in the loan offer, together with the full APR.

Once the offer is accepted, the funds are credited to your integrated banking space, then available by transfer.

Yes, at any time, in full or in part, with no penalty.

A mandatory identity check: identity document and proof of address, reviewed by our team before the account is opened.

Yes: working capital, equipment and growth, from €20,000 to €2,000,000, with a dedicated journey for businesses.

No. No project is published: your application is visible only to you and our team. See the privacy policy.

Through the contact page or at info@123pozicky.eu, Monday to Friday from 9 a.m. to 5 p.m.