Credit product
Personal loan
A loan with no proof of use required, to fund your projects freely — travel, home improvements, unexpected expenses.
Decision in principle within 24 to 48 hours
No proof of how the funds are used
Early repayment with no penalties
Product terms
123pozicky offer
Minimum amount2 000 €
Maximum amount100 000 €
Term12–96 months
Nominal rate from2,76 %
Representative example
For a loan of 10 000 € over 36 months at a nominal rate of 2,76%: instalment of 289,76 €, APR 2,80%, total cost of credit 431,20 €.
Indicative simulation, not binding. The final offer depends on the review of your application.
Documents required
- Valid identity document
- Proof of address less than 3 months old
- Proof of income for the last 3 months
- Bank statements for the last 3 months